Insurance question?

Jennifer · Big Cheese

Insurance question?

Gail · Big Cheese

Hi Jennifer,

I have just organised insurance for Neo and i also went for M&S but i did state he was a Greyhound because i find that with insurance you need to be careful as it is so easy for them to invalidate it with any excuse!!

There is a massive thread on pet insurance in the health section that i was directed to when i was looking for advice and i found it really helpful reading everyone's experiences.

Hope this helps.

Jackie D · Old Hand

If he's registered with your vet as a greyhound he will presumably appear on any correspondance between the vet & the insurers as a greyhound, so describing him as a lurcher when you take out the insurance would almost certainly invalidate the policy.

silverhippo · Master

The important thing for the M&S insurance is if your dog is a pedigree or not. So the dog can be a greyhound and not a pedigree. Pedigrees are more expensive as they pay out a cost price if the dog dies which is a lot if you paid £800 for a pedigree dog.

Jennifer · Big Cheese

silverhippo wrote:

The important thing for the M&S insurance is if your dog is a pedigree or not. So the dog can be a greyhound and not a pedigree. Pedigrees are more expensive as they pay out a cost price if the dog dies which is a lot if you paid £800 for a pedigree dog.

Thanks, this has clarified a lot for me

. Im not interested in a huge pay out of anything happened to Millie.

FAJ · Enlightened One

I thought that greyhounds were pedigrees? That is, not crossed with any other breed.

Lesley · Guru

Yes - you're right - gh's are pedigrees. Perhaps they are making a distinction between gh's (pedigree) and pedigrees bred for showing etc. It surprises me though that they can make that distinction - bit subtle for an insurance company, who normally do everything by the rules.

Certainly every insurance I have looked at - gh's fall into the pedigree category.